Workers Comp Lawyers

Exclusive-remedy provisions of workers’ comp statute declared unconstitutional.(Oregon): An article from: Trial

Workers Comp Lawyers — Mon, 07 Mar 2011 12:15:59 +0000

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This digital document is an article from Trial, published by Association of Trial Lawyers of America on August 1, 2001. The length of the article is 473 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

Citation Details
Title: Exclusive-remedy provisions of workers’ comp statute declared unconstitutional.(Oregon)
Author: Stephanie Levy
Publication: Trial (Magazine/Journal)
Date: August 1, 2001
Publisher: Association of Trial Lawyers of America
Volume: 37 Issue: 8 Page: 80

Distributed by Thomson Gale

Exclusive-remedy provisions of workers’ comp statute declared unconstitutional.(Oregon): An article from: Trial

California Workers’ Comp: How To Take Charge When You’re Injured On The Job

Workers Comp Lawyers — Mon, 07 Mar 2011 12:10:59 +0000

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Handle your California workers’ compensation claim and maximize your benefits!

From industrial injuries to carpal tunnel syndrome, more than a million Californians a year suffer job-related injuries or illness. For many, receiving compensation can be a nightmare, since recent laws give employers and insurance companies far greater rights and employees fewer medical benefits.

California Workers’ Comp shows you how to handle a California workers’ compensation claim from start to finish. With this plain-English guide, you’ll learn how to work with your insurance company to receive the medical treatment and benefits you deserve. Find out how to:

file a claim

protect your legal rights

receive the medical care you need

get the benefits you’re entitled to

deal with uncooperative employers, doctors and insurance agencies

negotiate a settlement

present your case before a judge

Turn to California Workers’ Comp to get the benefits you’re entitled to. This complete guide can help you whether you’re handling your own claim or filing on a minor or other’s behalf. The 8th edition is completely updated to cover significant changes in the area of permanent disability ratings, along with recent updates to the Labor Code and other workers’ comp laws. Plus, read a new chapter with information tailored to computer users with repetitive strain injuries.

California Workers’ Comp: How To Take Charge When You’re Injured On The Job

Workers Comp Insurance Companies – Mistakes Costing Thousands

Workers Comp Lawyers — Mon, 07 Mar 2011 12:08:59 +0000

If you have ever run a business then you have dealtwith workers comp insurance companies. Having to deal with the non-stop threat of increased premiums will make any employer paranoid.

Chances are you already realize that there are many things that occur in your company that will cause the workers comp insurance companies to raise your premiums. Other reasons you may not realize are that there are also numerous mistakes made by the insurance carrier that have a adverse effect on your company. The following is a listing of common mistakes by businesses and workers comp insurance companies.

The following are some common mistakes made by business owners that cause workers compensation premiums to rise:

Lack of safety program for preventing injuries
Non-existent return to work procedure
Not reporting injuries to the insurance company when they occur
No direct contact with the injured worker’s doctor

The preceding are just a sampling of the common mistakes that business owners make when dealing with work comp. There are many options available that will help employers to reduce costs with minimal upfront costs. If not watched the reasons above can amount to thousands of dollars in increased premium rates.

The next list below are common mistakes made by workers comp insurance companies:

Workers given the wrong workers compensation classification code
Company’s experience mod was mis-calculated
Eligible exemptions and credits mis-applied or never applied
Mis-calculating payroll

It may be hard to believe but, these errors are just a small sample of the several mistakes that arise. A common problem is when the workers comp insurance company is calculating the overtime rate at the amount indicated on the payroll as opposed to a straight hourly rate.

Another problem is workers being put into the wrong job class category. This mistake can cost employers thousands of dollars. An example is a clerical employee being classified under the roofing class code because he is required to go to the work site on an infrequent basis.

If you have ever dealt with insurance carriers you probably know how difficult it can be to get your business’ premiums decreased. Even though you may be right, you may not have the tools you need to show them the problem so that it can be fixed. Then there’s the errors that you do not know about that are costing your company thousands of dollars. Mistakes that add up to tens of thousands of dollars over time.

Believe it or not, I have seen it first hand. I just recently saw a policy that had so many errors that the company was refunded $96,000. Essentially, the company received back $16,000 a year foreach of the six years past. I do not know about you but I could definitely use an extra $96,000.

You may think I am embellishing the story but that’s not the case. That is not even the largest refund that I’ve seen. Typically on average our company finds about $37K in refunds. Obviously it all depends on how much you’re paying in premiums but on average we usually recover about 10% of the annual premium.

Sound too good to be true? Try it and see for yourself.

Originally published here.

Darrin King

Lawyers for Workplace Injuries

Workers Comp Lawyers — Mon, 07 Mar 2011 12:02:59 +0000

Workplace injuries can be a very sensitive subject, and they can often times be hard to prove to the extent of getting full benefits, full pay while away from work, and medical bills paid for that are related to the injury. It is important for the person who has been injured at work to report the injury to the employer as soon as it has happened; just to be sure it shows in court that everything was documented. Keeping a paper trail throughout the entire process will help your case and make sure you get full compensation for any medical related bill.

When it comes to a workplace injury, there are a few things to consider. When you get workers compensation, depending on what state you live in, this might not include pain and suffering. If it does not, a separate case would have to be filed for this. Workers compensation generally covers all medical bills related to the incident, and it offers pay for however long you are unable to work. Prolonged disability, such as losing a body part, might reward a payout of two-third of your wages paid out for the rest of your life. Either way, the main thing to consider is that for work-related injury claims, usually it is not discussed where the negligence lies, because more than likely it was an accident. What is discussed is if the injury happened at the work place or not.

If you are out of work for longer than seven days, you can start receiving long-term compensation benefits. If you are unable to work for the rest of your life, then a judgment will be made accordingly. The most important thing to do though in any case is report the injury as soon as possible, and if it is a bad injury, you should seek professional representation, especially if your job is refusing to pay out workers compensation. Any employer who has three or more full-time employees working for them is required to have workers compensation.

If you wait longer than two years to make your claim, your case might not have any merit, so do not find yourself out of work for that long because of an injury suffered while working. Lawyers for work related injuries are there to make sure the injured is properly compensated. This includes missed wages from not working, possible wages that could not be earned in the future, and this makes sure that every single medical bill you have will be paid for in full.

Injury Attorney Raleigh

NC Workers Comp

Originally published here.

Paul Buchanan

What Does Workers’ Compensation Pay?

Workers Comp Lawyers — Mon, 07 Mar 2011 12:02:59 +0000

www.SinkLaw.com – What does workers compensation pay? Workers comp benefits should cover all of the medical treatment related to the injury and possibly partial payment of normal wages.

WA Senate OKs key change in workers comp system

Workers Comp Lawyers — Mon, 07 Mar 2011 11:55:59 +0000

WA Senate OKs key change in workers comp system
The Washington state Senate approved a measure Saturday that would drastically change the state’s workers compensation system by establishing an option for lump sum settlements.

Published Mar 5, 2011.
Read more: Seattle Times

Medical Benefits in Workers’ Compensation Claims

Workers Comp Lawyers — Thu, 26 Aug 2010 20:31:59 +0000

If you have been injured on the job one of the first things you need to know is whether or not your medical bills will be covered by Workers’ Compensation. You need to know what type of treatment and supplies are covered and what you must do to make sure that the eligible treatment you seek and receive is paid for. All of your medical needs and expenses associated with your work-related injury should be covered by Workers’ Compensation benefits, but there are some rules and limitations. Unfortunately, many employers and their insurance companies work hard to exploit these rules, and some will even break the law, to minimize what they must pay.

Workers’ Compensation Medical Benefits

Understand that every case is unique and you may have a fight on your hands when it comes to coverage for your medical care. Generally, Workers’ Compensation medical benefits include treatments and expenses that:

â€¢ Cure or correct the injury
â€¢ Improve disability caused by the injury
â€¢ Relieve pain caused by the injury

Workers’ Compensation medical benefits should pay for your doctor visits, medical procedures such as surgery, and any medications you must take. It may also cover your health and disability-related needs including special equipment.

In some cases, travel expenses for medical care may be covered based on a per-mile rate. You may also be reimbursed for lodging and meals.

Control of Your Medical Treatment

Control defaults to your employer or its insurance company. They decide which doctors and other medical providers you must use. They may also assign a rehabilitation nurse to manage your case.

Typically, employers and their insurance companies will choose the providers that are most likely to work in their favor. You may wind up with a doctor who says you are ready to return to work before you are able, and that can mean having your benefits cut short.

You can see the doctor of your choice, but if you make the change on your own your bills may not be covered. In North Carolina, if you can show good grounds for changing doctors, the Industrial Commission may grant you permission to do so. You must have written approval from the Industrial Commission, your employer, or your employer’s insurer, to guarantee that your bills will be covered.

Time Limitations on Medical Benefits

There is no set time limit for how long you can receive medical treatment under Workers’ Compensation. This benefit lasts as long as medical treatment, for your work-related injury, is required.

However, if you go two years without a payment, your benefits will expire. If you think your condition is going to cause you to need medical treatment in the future, you must file a form with the Industrial Commission before the end of that two year period, and get their approval, to keep your benefits available for your future medical needs.

Originally published here.

If you live in North Carolina and have been injured in a work-related accident, please visit the website of White & Stradley, LLP to learn more about North Carolina Workers’ Compensation benefits

Illinois Workers’ Compensation Attorney | Chicago Work Injury Lawyer

Workers Comp Lawyers — Thu, 26 Aug 2010 20:31:59 +0000

www.malmanlaw.com The Law Offices of Steven J. Malman & Associates, PC understands how devastating it can be when someone who is gainfully employed is injured on the job and no longer has a source of income. The first thing our workers’ compensation attorneys will do is make sure that you get your benefits right away. In the state of Illinois, employees injured on the job get two-thirds of their regular pay, tax-free, while they are away from work and recovering. All medical bills are paid for in full, and depending on your disability, you will receive a lump sum settlement. To see what benefits you are entitled to under Illinois law, visit our workers’ compensation benefits page. Even though you may be entitled to workers’ compensation, you can best avoid delays and insufficient compensation and coverage by retaining the services of a law firm that knows how to successfully file a workers’ compensation claim. Our workers’ compensation lawyers are aggressive about making sure that your weekly benefits are paid, you are getting the care that you need, and your settlement covers your disabilities. We also have a physician on our staff with a law degree. He will look at your injuries to make sure that you are not getting shortchanged on the amount of compensation that you should be receiving. If necessary, we will consult with other medical specialists and experts who can also help us quantify your injury and recovery amount. A Workers’ Compensation Claim is NOT A Personal …

From Workers’ Comp Claimant to Valued Employee – Employers’ Guide to Implementing a Proactice Return to Work Program – Florida Edition

Workers Comp Lawyers — Wed, 25 Aug 2010 22:40:59 +0000

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Dear Injured Employee: We want you to return to work light duty tomorrow…. Can Injured Employees Return to Work Successfully? When treating physicians issue light duty restrictions employers must have a Return to Work Plan with specific procedure that can be applied immediately after the accident to insure that the employee returns to work. This book is a complete, how to do it manual, step-by-step chapter by chapter, learn how to implement an effective return to work program in Florida. Simply follow the practical instructions and smart tactics in this outstanding resource guide. From Worker Comp Claimant to Valued Employee is written in an easy to read style that won t overwhelm you with technical jargon and irrelevant statistics. Packed with handy checklist, to do lists and hundreds of valuable tips – From how to hire employees, to how you structure your training programs, to how you handle your workers compensation paperwork and select the clinics that treat your injured employees – techniques employers can implement – Immediately.

From Workers’ Comp Claimant to Valued Employee – Employers’ Guide to Implementing a Proactice Return to Work Program – Florida Edition

Exclusive-remedy provisions of workers’ comp statute declared unconstitutional.(Oregon): An article from: Trial

Workers Comp Lawyers — Wed, 25 Aug 2010 20:30:59 +0000

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Exclusive-remedy provisions of workers’ comp statute declared unconstitutional.(Oregon): An article from: Trial